The bar was set for financial calculators about thirty years ago by the HP 12c Financial Calculator, and it has consistently continued to be the standard since then. Remarkably, nothing has changed since then. It still comes in a skinny, durable case, with simple programming, using Reverse Polish Notation. Newer calculators, that are a great deal fancier, have come out, but there are times when the old is better than the new.
HP 12c Financial Calculator. For those who are simply starting out, the HP 12c Financial Calculator is the best option. The techniques for solving problems are simple to follow, being amply illustrated through graphs and tables. The HP 12c Financial Calculator comes with all the basic functions such as determining IRR, NPV and APR. It may be a tad slower than the latest models, but that is compensated for by its small 3 X 5 inch dimensions. One of the reasons why the HP 12c Financial Calculator will continue to be a popular calculator is that it has a one year warranty, and also online tech support.
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It doesn’t have all the new features and innovations, but then again, these are infrequently used in practice. There aren’t that many basic functions used by most financial analysts, and the HP 12c Financial Calculator handles them all very well. Only two financial calculators are allowed in the Chartered Financial Analyst exams, and one of those calculators is the HP 12c Financial Calculator.
Often a product is developed that is good at what it does, and doesn’t call for much change. It isn’t the popular financial calculator with no good reason. It still can be found being used by finance professionals who are 40 years old, even up to 60 years of age. The HP 12c Financial Calculator has 120 built-in functions, and easily explained by the manual that comes with the calclulator.
Studying the owner’s manual is an excellent way to learn about financial calculations for those who are unfamiliar with them. Since virtually everyone is borrowing money, or investing, or purchasing items with a credit card, or even still writing checks, it is essential to have a financial calculator.
There’s enough firmness to the keys for most users to be pleased. This indicates that your numbers were entered. It is virtually impossible to commit an error by not pressing hard enough. One more terrific feature is that the HP 12c is virtually indestructible. The advantages are numerous compared to the cons that all buyers should be more than happy, from the average guy needing to do simple computations right through to the pro.